{"providers":[{"provider":"MTN MoMo API","regions":["Ghana","Multi-country Africa"],"baseUrl":"https://proxy.momoapi.mtn.com","auth":"POST /collection/token/ (Basic Auth ApiUser:ApiKey)","endpoints":["POST /collection/v1_0/requesttopay","GET /collection/v1_0/requesttopay/{referenceId}"],"headers":["Authorization: Bearer {token}","X-Target-Environment: production","Ocp-Apim-Subscription-Key: {subscriptionKey}"]},{"provider":"Flutterwave API","regions":["Pan-Africa"],"baseUrl":"https://api.flutterwave.com/v3","auth":"Authorization: Bearer FLWSECK_...","endpoints":["POST /charges?type=mobile_money_ghana (or other country type)","GET /transactions/{id}/verify","POST /transfers"]},{"provider":"Paystack API","regions":["Nigeria","Ghana"],"baseUrl":"https://api.paystack.co","auth":"Authorization: Bearer sk_live_...","endpoints":["POST /transaction/initialize","GET /transaction/verify/{reference}","POST /transferrecipient","POST /transfer"]},{"provider":"Stripe API","regions":["Global"],"baseUrl":"https://api.stripe.com/v1","auth":"Authorization: Bearer sk_live_...","endpoints":["POST /payment_intents","POST /payment_intents/{id}/confirm","POST /payouts"]},{"provider":"M-Pesa Daraja API","regions":["Kenya","East Africa"],"baseUrl":"https://api.safaricom.co.ke","auth":"GET /oauth/v1/generate?grant_type=client_credentials (Basic Auth)","endpoints":["POST /mpesa/stkpush/v1/processrequest","POST /mpesa/stkpushquery/v1/query","POST /mpesa/b2c/v1/paymentrequest"]},{"provider":"PayPal REST API","regions":["Global"],"baseUrl":"https://api-m.paypal.com","auth":"POST /v1/oauth2/token (Basic Auth)","endpoints":["POST /v2/checkout/orders","POST /v2/checkout/orders/{id}/capture","POST /v1/payments/payouts"]},{"provider":"Razorpay API","regions":["India"],"baseUrl":"https://api.razorpay.com/v1","auth":"Basic key_id:key_secret","endpoints":["POST /orders","POST /payment_links","POST /payouts"]},{"provider":"Midtrans API","regions":["Indonesia"],"baseUrl":"https://api.midtrans.com/v2","auth":"Basic {base64(server_key:)}","endpoints":["POST /charge (payment_type: gopay | shopeepay | dana)"]},{"provider":"PayMongo API","regions":["Philippines"],"baseUrl":"https://api.paymongo.com/v1","auth":"Basic secret key","endpoints":["POST /payment_intents","POST /payment_methods (type: gcash | paymaya)"]},{"provider":"UPI via Razorpay/PayU","regions":["India"],"baseUrl":"upi://pay deep-link + provider APIs","auth":"Provider-specific keys","endpoints":["UPI deep link: upi://pay?pa={vpa}&pn={name}&am={amount}&cu=INR","QR generation via provider"]}]}